4 Ways to Maximize Your Dental Insurance Benefits

Your dentist recently informed you that you need extensive treatment, but you’re considering holding off until next year. While no one wants to willingly undergo a root canal or tooth extraction, the truth is that if you do it now, you’ll be likely to save more money than if you wait until 2022. If you’re unsure how to maximize dental insurance benefits before the end of the year, here are 4 tips to consider that will help you keep more money in your wallet.

Don’t Dismiss Preventive Care

It’s no secret that preventive care (i.e., dental checkups and cleanings, dental X-rays, etc.) is the most effective way to minimize your chances of needing more extensive dental work in the future. When equipped with a dental insurance policy, you’ll likely find that most plans offer 80-100% coverage for these types of services, which is why it’s worth taking the time to keep your two annual appointments.

Visit an In-Network Provider

While you are not obligated or mandated to see someone who is in-network with your dental insurance policy, it will certainly save you far more money than if you do not. The reason is that a dentist who is “in-network” has negotiated various services and fees with the insurance company to ensure you pay the lowest possible price. As a result, you can expect to receive high-quality dental care that costs much less.

Caring for Your Oral Health Will Positively Impact Your Body

Researchers have spent decades looking at the connection between the mouth and body. Because they are closely intertwined, many of the most common oral health problems can be directly linked to serious diseases and conditions that occur throughout the body (i.e., osteoporosis, diabetes, heart disease, respiratory disease, cognitive decline, etc.). By using your dental insurance benefits accordingly, you will not only improve the state of your teeth and gums but also reduce your risk for overall health concerns that can cost you thousands upon thousands of dollars to treat later on.

Use Them Before They Expire

Although not all plans are designed the same way, most policies are “good” for one calendar year. This means you have 12 months to use your benefits before they expire. At midnight on December 31, any unused funds are returned to your insurance company, and your deductible resets to $0. As a result, you’ll be expected to meet your deductible again before your insurer agrees to pay more of their share of the services you receive. This is why it is better to get advanced treatments done before the end of the year, so you won’t need to worry about meeting your deductible again.

Navigating your dental insurance policy isn’t always easy. Fortunately, with a trusted dentist in Weyauwega, they can help you better understand what you can do to get the most out of your plan during each visit.

About the Author
Dr. William Twohig has more than 40 years of experience in the field and works with a large group of natural practitioners, chiropractors, acupuncturists, traditional doctors, and specialists. As a result, he and his staff practice a natural and holistic approach to dentistry. He offers a wide range of care including preventative, periodontal and gum disease treatment, emergency care, restorative dentistry, aesthetic dentistry, ozone dentistry, dental implants, and dentures. Committed to helping patients improve their oral and overall health while saving money in the process, he and his team are here to provide helpful ways to maximize dental insurance benefits during every visit. If you want to avoid the high cost of dental care and learn what you can do to save, visit our website or call (920) 867-3101.